Mortgage Underwriter Resume: Example: 4 Templates

The ability of a mortgage underwriter to approve or deny a client’s mortgage loan makes this position essential for the mortgage process. Making sure the application is fully completed and accurate with all details filled in, verifying the supporting documents, entering the information into databases or automated processing systems, using various online resources to calculate credit checks, making sure the specifications and terms of loans are met, and specifying closing conditions are just a few of the typical duties and responsibilities represented on the Mortgage Underwriter resume. Knowledge of government, law, accounting, and economics is necessary to start a career in this field. The capacity to use financial resources.

Resume Template: 1

Mortgage Underwriter Resume: 1

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

The mortgage lending procedure is managed by the mortgage underwriter. This entails locating and evaluating potential borrowers, compiling data on their credit standing and income, reviewing their financial history and credit report, compiling their credit history, and assessing their suitability for a mortgage loan.


Experience

Company A, Mortgage Underwriter 

  • As a business mortgage underwriter, I increased growth for commercial accounts by [Mention the percentage] while reducing my loss ratio to [Mention the percentage].
  • To increase the effectiveness of risk assessment and underwriting, [Mention the number] junior mortgage underwriters received monthly training.

Company B, Mortgage Underwriter 

  • Check your credit history to see if you qualify for a loan.
  • Give the management the loan documentation for approval
  • Make sure clients are eligible for loans

Company C, Mortgage Underwriter 

  • Talk to customers about potential eligibility problems
  • Obtaining [Mention the number] positive testimonials from clients for loan support
  • Provided clients with information on loan products
  • Stayed current with the underwriting requirements

Education

Florida State University

Masters in Accounting


Certifications

  • Certified Public Mortgage Underwriter 
  • Certified company Underwriter 

Skills

  • communication
  • Problem-solving
  • Loan processing expertise
  • Knowledge of the underwriting requirements
  • Decision-making 
  • Mathematic

Resume Template: 2

Mortgage Underwriter Resume: 2

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Mortgage underwriters elicit data from clients, assess their financial situations, and offer suggestions regarding their requests for mortgage loans. Additionally, mortgage underwriters frequently travel to clients’ homes for meetings. Examining loan documentation for accuracy and completeness, as well as collaborating with loan originators or production staff to secure all necessary documents, are skills that can be seen on sample resumes for mortgage underwriters. The majority of mortgage underwriters hold a high school diploma, but each applicant is required to list at least [Mention the number] hours of education along with any necessary licenses on their resumes.


Company A, Mortgage Underwriter 

  • Evaluated potential borrowers’ credit histories
  • Carried out client funds risk assessment procedures
  • Submitted loan requests that matched the criteria
  • Pay close attention to details at all times during the underwriting process.

Company B, Mortgage Underwriter 

  • Authorized, reviewed, and evaluated risk factors for more than [Mention the number] clients to establish loan eligibility and reduce risk or loss to the business.
  • Professional growth – [Mention the name of the university] University, an internal program for employee development and career growth
  • Vacations and holidays are times spent away from work.

Company C, Mortgage Underwriter 

  • Create and maintain direct communication with the business units regarding lending proposals in order to offer structured, uniform, and personalized advice.
  • Help the management team to remove obstacles and hasten loan closings
  • Helps with the creation of policies, procedures, process flows, and the integration of new clients

Education

Florida State University

Masters in Accounting


Certifications

  • Certified Public Mortgage Underwriter 
  • Certified company Underwriter 

Skills

  • Ability to evaluate condo [Mention the name] projects to determine whether they adhere to guidelines for sale or warrantability
  • Ability to provide direct coaching and feedback to ensure quality along with the ability to meet production, quality, and service standards

Resume Template: 3

Mortgage Underwriter Resume: 3

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

The gatekeepers of the mortgage industry are mortgage underwriters. They are the ones who determine if you are qualified to borrow money to purchase a home. Additionally, you’ll need an underwriter to approve your request if you want to refinance your current home or take out a home equity loan. Mortgage underwriting may be the ideal career for you if you enjoy working with numbers and have a keen eye for detail. Mortgage Underwriters are frequently well paid for their efforts because they have such a significant impact on the lives of their clients.


Company A, Mortgage Underwriter 

  • Collaborate with loan officers and processors to gather the data and documents required to complete incomplete loan packages.
  • Obtain consistent turn times of [Mention the number] hours or less by working with your main vendors.
  • Form enduring alliances with business partners [ie. Salesforce, Risk Management, Contact Centers and Fulfillment teams etc].

Company B, Mortgage Underwriter 

  • Oversees assigned pipeline; resolves conditions and disposes of loans within [Mention the number] hours of receipt.
  • Communicates changes, status updates, findings, and credit decisions to processors, mortgage loan officers, closers, and management.
  • To ensure [Mention the name] targets are met, cooperate with the team.

Company C, Mortgage Underwriter 

  • Participates in special projects and tasks, and carries out other responsibilities as needed
  • Orients, trains, aids, and mentors less experienced individuals Underwriters
  • In complex transactions, control pricing exceptions.
  • Assist and direct the business development managers on an ongoing basis.

Education

Florida State University

Masters in Accounting


Certifications

  • Certified Public Mortgage Underwriter 
  • Certified company Underwriter 

Skills

  • Strong understanding of the vesting of special properties, such as trusts and llcs.
  • Understanding of the basics of mortgage credit processing and underwriting.
  • A track record of producing high-quality work while upholding productivity and compliance standards.

Resume Template: 4

Mortgage Underwriter Resume: 4

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Remember to include your relevant work experience and skills relevant to the position you are applying for when writing a Mortgage  Underwriter [Mention the biodata]. Exposing your relevant achievements in your resume can help you stand out and land that job interview, regardless of whether you’re looking for an entry-level position or have been working for a while. This resume is a fantastic illustration of what an employer seeks in a Mortgage Underwriter [Mention the biodata]. Please feel free to use this example as inspiration as you write your own resume or use this simple resume builder, which will walk you through the process step-by-step in a matter of minutes.


Company A, Mortgage Underwriter 

  • Work on more difficult projects with management’s guidance and oversight is possible.
  • Create and maintain positive working relationships with coworkers, clients, business partners, and vendors both internal and external.
  • Assist management in removing restrictions and accelerating loan closings

Company B, Mortgage Underwriter 

  • Prepare and regularly review my career development plan and annual goals with my manager or supervisor.
  • Manage your pipeline proactively and successfully in line with performance standard expectations.
  • Carries out additional duties as assigned by management.

Company C, Mortgage Underwriter 

  • Before submitting a loan for underwriting to review, make sure it appears to comply with [Mention the name], agency, and governmental guidelines.
  • Discuss deficiencies with brokers, and make sure any documents submitted to remedy deficiencies are sufficient in accordance with [Mention the name] requirements.
  • Calculate the borrower’s income and debt-to-income ratios correctly in accordance with the [Mention the name] and agency guidelines.

Education

Florida State University

Masters in Accounting


Certifications

  • Certified Public Mortgage Underwriter 
  • Certified company Underwriter 

Skills

  • Strong interpersonal communication abilities
  • Powerful analytical, decision-making, and problem-solving abilities
  • Strong organizational and management abilities; sound judgment and decision-making
  • Strong Microsoft Office skills, including Excel

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