Mortgage Processor Resume Example: 4 Templates

A Mortgage Processor is in charge of processing loan applications for the acquisition of real estate. The following are the primary roles and responsibilities associated with this role: interviewing loan applicants, assisting clients in selecting the appropriate mortgage options, approving/rejecting loans; reviewing loan applications, evaluating the application after considering employment status and source of income; calculating credit scores of the applicant; and verifying the accuracy of the information depicted.

Resume Template: 1

Mortgage Processor Resume: 1

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Mortgage Processor skilled in all aspects of loan processing, customer relationship building, project management, and technical assistance. Capable of working with all members of a team to achieve organizational goals and objectives. Helped to streamline and improve procedures, increase productivity, and implement solutions.


Experience

Company A, Mortgage Processor      

  • Responsible for gathering and ensuring that all documents needed for loan filing are complete and in compliance.
  • Working with each customer to gather all documentation, ensuring that all documents are accurately signed and dated as necessary by the investor/lender and government for final loan approval and clear for closing status.
  • Verifying income and employment paperwork to ensure ratios are in line with loan program standards and loan-to-value is in line with loan requirements.

Company B, Mortgage Processor     

  • Gathering all closing papers, including mortgagee clause adjustments for homeowner’s insurance.
  • Verifying all bills and fees required for closing, ordering the closing package, and ensuring that title to the subject properties is clear.
  • Financing is in charge of following up with title and lenders to ensure that the loan is in compliance and that funding permission has been achieved.

Company C, Mortgage Processor     

  • Examine papers to ensure that all necessary documentation and disclosures are present.
  • Analyze credit accurately, compute income, and evaluate assets, liabilities, and collateral in accordance with agency and investor guidelines.
  • Responsible for reviewing underwriting circumstances and obtaining underwriting documents.
  • Have a thorough understanding of lender/investor restrictions and needs.

Education

Florida State University

Masters in Computer science 


Certifications

  • Certified Public Mortgage Processor     
  • Certified company Mortgage Processor     

Skills

  • Mathematics
  • Microsoft Office
  • Customer Relationship Management
  • Analytics
  • Customer Service
  • Time Management

Resume Template: 2

Mortgage Processor Resume: 2

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Enterprising and clever individual with a deep understanding of basic business concepts, demonstrable success in loan processing, and considerable mortgage sector expertise. Consistently focuses on producing value-added outcomes for clients.


Experience

Company A, Mortgage Processor      

  • Examine conventional, FHA, and VA loan submissions for completeness and compliance, including 1003, credit report, income and asset paperwork, purchase agreement, and title report, for completeness and compliance.
  • In both desktop underwriter and loan prospector, read and analyze automated underwriting decision findings.
  • Maintain positive working relationships with both internal and external clients.
  • Before sending loan applications to underwriting for assessment, ensure that they comply with agency and government criteria.
  • Examine loan terms and conditions and sign off on them as required.

Company B, Mortgage Processor     

  • Process the papers received for each file, ensuring their accuracy and completeness.
  • Ensure that all client files are complete and that they are in accordance with regulatory authorities and corporate regulations.
  • Create, manage, and update periodic internal reports’ files, databases, records, and/or other documents.
  • Collect needed papers from applicants and follow up on any things that are missing.
  • Communicate with internal and external business partners and establish professional relationships.

Company C, Mortgage Processor     

  • To ensure client satisfaction, schedule the closing, get mortgage insurance certificates, and make a post-closure call.
  • Submits a mortgage loan file that has been authorized to a mortgage loan closer for settlement.
  • Assist borrowers in determining the best mortgage purchase or refinance choice for their financial success.

Education

Florida State University

Masters in Computer science 


Certifications

  • Certified Public Mortgage Processor     
  • Certified company Mortgage Processor     

Skills

  • Management
  • Basic Leadership
  • Management Development Course
  • Licensed Insurance Agent

Resume Template: 3

Mortgage Processor Resume: 3

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Mortgage Processor for [organization name] with extensive expertise and experience in mortgage banking and customer service. Ability to efficiently and effectively access, research, and address problems.


Experience

Company A, Mortgage Processor      

  • Depending on the loan type chosen by the customer, enter all application data into the relevant software.
  • Examine different loan products, price, and ltv ratios for all clients.
  • Orders appraisal reports and communicates with appraisers to ensure all appraisal reports are received on schedule.

Company B, Mortgage Processor     

  • Orders title reports and communicates with title companies to ensure that all title requests are received on schedule.
  • Keep an eye on all loans in the pipeline to avoid any delays or disruptions from registration to closure.
  • When new or updated loan information is obtained, notify the mortgage specialist, sales opener, or underwriter.

Company C, Mortgage Processor     

  • While reviewing applications, property specifications, and documentation, I interpreted policies.
  • Ordered the necessary verifications and followed up with customers and internal contacts as needed.
  • Based on credit risk policy and processes, I made smart business judgments.
  • Performed high-volume, time-sensitive loan documentation activities such as researching and problem-solving to guarantee customer loyalty, quality, and timeliness criteria were met.

Education

Florida State University

Masters in Computer science 


Certifications

  • Certified Public Mortgage Processor     
  • Certified company Mortgage Processor     

Skills

  • Mortgage Processing Systems Such As Encompass, Empower, Processing.
  • Mortgage Loans And Very Knowledgeable With Guidelines And TRID.

Resume Template: 4

Mortgage Processor Resume: 4

Richard D. Harding

Laguna Beach, Los Angeles 

(123) 4567890

[email protected]


Summary

Professional Mortgage Lending Processor with extensive understanding of conventional and government loan programs seeking new career opportunities with a secure, yet competitive financial institution.


Experience

Company A, Mortgage Processor      

  • Proven ability to process federal, conforming, and/or non-conforming loans.
  • Served as the customer’s primary point of contact during the loan transaction.
  • Requested and obtained the necessary paperwork while maintaining a high level of customer care on a continuous basis.
  • Prepare and ensure that loan data on the processing system is correct, full, and timely.
  • A variety of loan products are responsible for creating mortgage loan files by examining, clarifying, and collecting more loan application information.

Company B, Mortgage Processor     

  • Additional documentation was requested, examined, and given to loan underwriters for evaluation.
  • Through federal home financing programs, I confirmed the client’s eligibility as a homebuyer.
  • Examine and evaluate exception reports to ensure that all tasks are accomplished and that the deadline is met.
  • During the home-buying process, I reviewed and authorized sensitive documents for customers.
  • Handle information confirmation duties such as contacting verification sources and mailing verification forms.
  • Perform loan validation in automated underwriting systems such as lp and du and send to underwriting.

Company C, Mortgage Processor     

  • Assign a closing date and a disbursement date, as well as a list of any conditions specified to the title firm.
  • Check that the good faith estimate accurately revealed all fees in order to keep within the rep’s tolerance, and amend or add accordingly.
  • Funding is being prepared, information is being wired, and documentation is being obtained in preparation for the booking procedure.
  • Following funding, deliver a signed closed package to the investor, clear any outstanding conditions, and provide a collateral package to an investor.
  • Get purchasing recommendations, finish the HMDA report, submit final papers, and conclude the file.
  • Obtains and confirms that all underwriting conditions have been received and cleared by the underwriter before submitting the file to the closing department.
  • Once the loan has been approved, it is the processor’s responsibility to send a missing items letter to the lender and borrower.

Education

Florida State University

Masters in Computer science 


Certifications

  • Certified Public Mortgage Processor     
  • Certified company Mortgage Processor     

Skills

  • Encompass
  • Microsoft Word
  • Microsoft Excel
  • Microsoft Powerpoint
  • Quickbooks
  • CMS

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